Shreveport Injury Lawyer > Blog > Injury > Things to Know When Talking To An Insurance Claim Adjuster

Things to Know When Talking To An Insurance Claim Adjuster

Following a serious car accident in Louisiana, you need financial compensation to pay your bills and support your family. In most cases, claims are handled by insurance companies—either your own insurer or another party’s insurer. If you are dealing with an insurance adjuster, it is imperative that you are prepared. Negotiating with insurance companies is not always a simple conversation. Unfortunately, insurance companies do not make the claims process easy. Their goal is to settle claims for less. Small mistakes when talking to an insurance adjuster can cause big problems.

You Should Work With Insurance Adjusters Through an Attorney

Insurance adjusters are trained professionals hired to protect the bottom line of the company. The most important thing to know about dealing with insurance adjusters is that you should work through an attorney. Consult with a Shreveport injury lawyer after a Louisiana car crash. Once an attorney knows the specifics of your situation, they will know the best way to move forward. There are some specific steps that you need to take before you can begin settlement negotiations. Among other things, you will need to secure:

Full auto repair estimates; and
Comprehensive medical records.

Without the right documentation, your claim will not be able to move forward. Because skilled personal injury lawyers work on insurance claims every day, they know what is needed to strengthen your claim. Negotiations can be complex, but when you work with a personal injury lawyer, they have the experience you need to move forward with a strong case.

Your Attorney Can Collect Documentation for You

Prior to negotiating with an insurance claims adjuster, your legal representative will collect records and documentation to get a solid picture of the claim’s value. At Rice & Kendig, we gather the medical records and police reports for our clients so that you can focus on recovery.

Having your lawyer talk to an insurance company means you will not get caught unprepared or find yourself agreeing to terms that are not in your best interest. Collisions are emotional events and if an insurance representative contacts you when you are feeling vulnerable, they may be able to talk you into admitting fault and tell you a low settlement amount is the path you should accept.

To protect your financial future, be honest with your Louisiana attorney and let them talk to adjusters for you. If the insurance company tries to talk to you, tell them to contact your legal team. Your attorney will inform you of what is happening each step of the way and will tell you if more information is needed at any point of the process.

Call Our Shreveport, LA Auto Accident Attorneys for a Free Consultation

Have you been contacted by a Louisiana insurance claim adjuster following a car collision? The personal injury lawyers at Rice & Kendig can negotiate with an insurance company for you. We truly care about our clients and devote our knowledge, skills and resources toward securing a great result every time. You do not need to navigate complicated negotiations on your own. Together, we can achieve success. Contact us today at 318-222-2772 to schedule your free consultation.

By Rice & Kendig, LLC | Posted on October 12, 2021

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Recent Results

$5,100,000

Motor Vehicle Collision

Client’s motorcycle was hit by a car leaving him in the ICU with facial injuries, arm injuries, and amputation of one leg.

$1,996,460

Motor Vehicle Collision

Client was rear-ended while sitting at a stop sign. Neck and back injuries resulting in headaches and disability. Neck injury required surgery.

$1,855,500.80

Motor Vehicle Collision

Defendant driver’s failure to stop at a stop sign caused a collision injuring the client’s leg and ankle (required surgery), knee, hip, back, and chest. The airbags deployed, causing airbag injuries.

$1,800,000

Medical Malpractice

Inadequate life-saving staffing at emergency C-section resulted in child with cerebral palsy, spastic quadriplegia, and developmental delays.

$1,500,000

Motor Vehicle Collision

Client was hit head-on by a delivery truck sustaining injuries to the knee, hand, neck, and back. Neck injury required surgery.

$1,400,000

Workplace Injury

A piece of loading equipment fell on client causing spinal injuries resulting in partial disability.

$1,375,000

Pedestrian/Motor Vehicle Collision

Client sustained injuries to head, leg and wrist. Client’s broken leg required surgery. In addition, client sought treatment with a neurologist for his head injury and cognitive issues.

$1,151,000

Pedestrian/Motor Vehicle Collision

Client was struck by a vehicle in a gas station parking lot. Client suffered head and brain damage resulting in memory loss.

$1,000,000

18-Wheeler Collision

Client was rear-ended by a drunk driver of an 18-wheeler causing client to suffer short-term memory loss and injuries to the head, neck, shoulders, and back.

$1,000,000

Insurance Bad Faith

Insurance company refused to pay for hail damage to a commercial property.

$1,000,000

Premises Liability

Fall at a hotel convention center caused hand, neck, and low back injuries resulting in a 7-year recovery period.

$1,000,000

Motor Vehicle Collision

Client was hit by a commercial vehicle that ran a stop sign. Injuries to the knee, neck, and back requiring interventional pain management.

$987,610.32

18-Wheeler Collision

Client was rear-ended multiple times by a big rig causing PTSD, spinal injuries requiring spinal fusion surgery, physical therapy, and counseling.

$987,525.93

18-Wheeler Collision

Logging truck’s failure to yield caused client to suffer fractures in the arm and leg, amputation of 3 toes, and shoulder injuries.

$950,000

18-Wheeler Collision

Client was hit by a delivery truck and the vehicle rolled over. Client’s injuries included six broken ribs and a neck injury requiring extensive medical treatment.

$950,000

18-Wheeler Collision

18-wheeler driver turned left, without the protection of a green arrow, in front of client. The collision caused injuries to the hand, neck, shoulder, low back, hip, foot, ankle, and eye.

$800,606.26

Motor Vehicle Collision

A defendant driver turned left, without the protection of a green arrow, into client’s vehicle causing a collision that resulted in a severely broken leg that required immediate surgery, post-traumatic stress disorder, loss of independence, and loss of job.

$800,000

Motor Vehicle Collision

Head-on collision that left client with back and neck injuries as well as seat belt injuries. Client’s recovery was lengthy and included physical therapy and injections.

$750,000

Wrongful Death/Medical Malpractice

Child suffered fatal injuries due to complications with anesthesia.

$685,000

Premises Liability

Client sustained two broken legs from a fall over an unreasonably dangerous tripping hazard.

$665,000

Motor Vehicle Collision/Wrongful Death

Client went to the aid of a vehicle accident victim and was struck and killed by a passing vehicle.

$663,000

Motor Vehicle Collision

Client was backed into while on the job at an oil field site. Collision resulted in numerous back and neck injuries requiring surgeries.

$650,000

18-Wheeler Collision

18-wheeler driver was rear-ended by another 18-wheeler causing headaches and neck injury.

$625,000

Motor Vehicle Collision

Head-on collision led to wrist and hand injuries that required surgery, seat belt injuries, pain in the neck, sternum, pelvis, abdomen, shoulder, and back, and post-traumatic stress disorder.

$550,000

18-Wheeler Collision

Client was rear-ended by a big rig causing low back and neck pain; physical recovery and treatment included injections, physical therapy, and counseling.