Types of Car Accidents We Handle in Ruston
Every crash tells a different story, but our years of serving Lincoln Parish have taught us how to handle each scenario with skill and efficiency. Here are the types of collisions our Ruston car accident lawyers help clients with every day:
Car Accident Injuries We Help Address
Car crashes don't just dent metal and break glass. They can break bodies and damage lives. Our Ruston personal injury attorney team has secured compensation for clients dealing with:
Distracted Driving Accidents
- Traumatic brain injuries (TBIs)
- Spinal cord damage and paralysis
- Broken bones that require surgery
- Neck trauma and chronic whiplash
- Damaged joints that limit mobility
- Internal bleeding and organ injuries
- Nerve damage that causes permanent pain
Physical wounds often heal slowly, and emotional scars last even longer. We work with doctors who can document every impact you’ve suffered and testify about your long-term needs, ensuring that your settlement covers not just today's medical bills but tomorrow's care, too.
Essential Steps to Take After a Ruston Car Accident
The actions you take after a car crash can have a significant influence on your health and your prospective personal injury claim. Here’s what to do:
Seek Medical Attention Immediately
Get checked out even if you feel fine. Hidden injuries like internal trauma can be deceptive. Moreover, prompt medical care creates documentation that will be essential for a legal claim. Make sure to contact emergency services for serious injuries.
Document the Accident Scene
If possible, take photos and videos of the following:
- Vehicle damage
- Road conditions
- Traffic signals
- Visible injuries
- License plates
While you’re at it, gather witness information and note the weather and traffic conditions. This kind of evidence can bolster your personal injury case.
Watch What You Say
Never apologize or discuss fault at the scene, as even innocent statements could jeopardize your personal injury claim. The same goes for handling calls with insurance adjusters — remember that they serve their employers’ interests, not yours.
Don't Accept Early Settlement Offers
Insurance companies often present quick, inadequate settlements that don't cover injury victims’ future medical expenses or lost wages. Never accept an offer without a thorough legal review from a personal injury attorney in Ruston who understands your rights.
Limit Your Social Media Activity
Insurers may monitor your accounts for anything they can use against you. As tempting as it may be to post about your accident, it’s best to restrict your social media activity until your injury case has resolved.
Contact a Ruston Car Accident Lawyer

Before signing any documents or giving any statements to insurance company representatives, reach out to Rice & Kendig. We'll handle all necessary communication and safeguard your rights from the start. Trust our dedicated legal professionals to guide you through this challenging time.
Possible Car Accident Compensation in Louisiana
Louisiana law allows injury victims to seek compensation for the costs of someone else's negligence. Our attorneys can help you pursue the following types of damages:
Economic Damages
- All medical bills from emergency care through final treatment
- Wages lost while you’re recovering
- Future earnings if you can't return to your old job
- Vehicle repair or replacement costs
- Physical therapy and rehabilitation
- Medical transportation expenses
- Home modifications for permanent disabilities
Non-Economic Damages
- Physical pain and suffering
- Emotional trauma and anxiety
- Loss of your ability to enjoy activities you once loved
- Relationship strain and loss of companionship
- Scarring and disfigurement
- Diminished quality of life
Punitive Damages
In extreme cases involving gross negligence or intentional harm, courts sometimes award punitive damages meant to punish the wrongdoer and prevent similar misconduct from occurring.
Your potential compensation depends on the severity of your injuries, the duration of your treatment, any permanent impairments you suffer, and the available insurance coverage. We’ll calculate the true value of your case based on actual medical evidence and life impact, not whatever the insurance company decides to offer.
Louisiana Car Accident Laws You Should Know

Several state statutes directly impact how your claim will proceed and how much you can recover. Here are a few worth knowing:
Statute of Limitations
Louisiana recently changed its statute of limitations for personal injury cases. You now have two years to file a legal claim if your crash occurred on or after July 1, 2024. If the accident happened prior to that date, the old one-year deadline will apply.
Modified Comparative Fault
Louisiana just made a major change to how fault affects compensation. Beginning January 1, 2026, the state will switch from a pure comparative fault to a modified comparative fault system.
Here's what that means:
For Accidents Occurring Before January 1, 2026 (Pure Comparative Fault)
You can recover compensation even if you were mostly at fault. For instance, if you were 70% responsible, you could still collect 30% of your eligible damages.
For Accidents Occurring After January 1, 2026 (Modified Comparative Fault)
If you’re 50% or less at fault for your accident, you recover damages reduced by your assigned percentage of liability. However, if you’re 51% or more at fault, you’ll recover nothing.
For example, here’s how your degree of fault would affect an award of $100,000 in damages:
- 30% liability: You’d receive $70,000.
- 50% liability: You’d receive $50,000.
- 51% liability: You’d receive $0.
This momentous change makes fault determination the critical battleground in every case. Hiring an injury lawyer who investigates thoroughly, gathers strong evidence, and presents compelling arguments about the other driver's responsibility is now more important than ever.
Direct Action Statute
Louisiana's unique direct action statute once allowed injury victims to sue the at-fault party’s insurance company directly. However, this rule was amended in 2024, narrowing the situations in which direction action is permissible. Our lawyers can explain this important change in greater detail.
Required Insurance Minimums
Louisiana drivers are required to have the following coverage:
- $15,000 per person for bodily injury
- $30,000 per accident for bodily injury (multiple people)
- $25,000 for property damage
These bare minimums rarely cover the costs of serious injury — a single ambulance ride and emergency room visit can exceed $15,000 before any actual treatment begins. That's why we always search for additional coverage sources, which may include:
- Your own uninsured/underinsured motorist coverage
- Umbrella policies held by the at-fault driver
- Commercial policies if the crash involved a business vehicle
- Product liability claims against auto manufacturers for defective parts
- Premises liability claims if poor road maintenance was a factor
Our extensive knowledge of Louisiana personal injury law means we know where to look for compensation when the obvious sources are dead ends.
Don't Let the Insurance Companies Minimize Your Claim
Our Ruston car accident attorneys know how to counter lowball settlement offers and demand the financial resources you rightfully deserve. Get your free case review now!
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